Be wary of insurance company tactics

Insurance companies provide a valuable service for many people. They help accident victims put their lives back together. However, insurers in New Jersey are probably not entirely on your side when it comes to paying for the damages you incur from truck or car accidents. At Escandon, Fernicola, Anderson, Covelli & McPherson, we believe everyone deserves an ally in these types of struggles.

Serious injuries could change your life forever. It could take you years to realize the full extent of the injuries, especially if you try to avoid medical costs associated with diagnosis and therapy. Insurance companies know this, and it is often part of their strategy to delay you and keep you happy until the statute of limitation for your legal claim expires.

Insurance companies may offer you money with no strings attached. They might ask you to sign agreements. They may even ask you to provide statements. As it happens, this could probably all seem reasonable and normal to you. After all, insurance claims adjusters are often trained to be very polite and persuasive. However, although their industry is highly regulated, they do not typically have a legal or ethical obligation to act in your best interests.

Even if it is just to get a second opinion, you may want to approach a knowledgeable person who is not associated with an insurance company involved in your case. This is because everyone who works at your insurance company or the other drivers has a job to do, and that is often to minimize the amount of expense to their organization. Legal advisers also have a job to do, namely to further your best interests as an injured person.

One of the reasons that insurance companies are so effective in minimizing their costs is that they form friendly, supportive relationships with injured people. Unfortunately, the trust that people place in their insurers is sometimes excessive. Please continue to read on our main website.


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Escandon, Fernicola, Anderson, Covelli & McPherson

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Allenhurst, New Jersey 07711

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