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Who will pay your medical bills after an accident?

When you are seriously injured in an accident, the medical expenses can be substantial. According to a 2011 study by the Agency for Healthcare Research and Quality, the average hospital stay costs $10,000. This is more than most families can afford, and serious injuries could come with an even higher cost.

However, there are options to help cover the costs of these medical bills. The types of compensation available to you will depend on your circumstances in your case.

However, there are options to help cover the costs of these medical bills. The types of compensation available to you will depend on your circumstances in your case.

  • Were you in a motor vehicle accident? New Jersey is a no-fault accident state. This means that your own auto insurance will include coverage for your injuries and treatment. Before you accept a settlement offer from your insurance company, however, you should speak with an attorney who has experience negotiating settlements.
  • Were you injured in an accident at work? Workers' compensation provides compensation for injuries resulting from an accident at work, regardless of who is at fault. Workers' compensation benefits include compensation to cover medical expenses as well as a portion of your lost wages.
  • Were your injuries the result of negligence? If another individual's negligence led to your accident and injuries, you may have a personal injury claim. Through a personal injury action, you can secure compensation to cover your medical bills and lost wages. You can also secure damages for your own pain and suffering.

The compensation available to cover your own medical bills will vary depending on the facts in your situation. To weigh your options and ensure you receive maximum coverage after an accident, you should work with an attorney. A lawyer can help you understand your options, protect your rights and help you pursue the compensation you need to cover medical expenses.

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